Four agents that run the operations, not just the math.
The work that eats a credit team's week is operational: spreading statements, watching the portfolio, chasing repayments, reconciling the ledger. Trazmo's agents do that work inside the modules. You keep the credit decision, the book, and the licence.
The four agents
Lead with the job. The brand name is underneath.
Automated statement spreading
Reads bank statements, card and POS settlement, and e-commerce sales on intake and turns them into structured, decision-ready signals. A year of statements spread in minutes.
Runs in Lift and Sentinel →Portfolio early-warning
Watches live exposures for deterioration and flags the worst first into the feed your team already reads, before the month-end pack says so.
Runs in Flux and Vertex →Automated collections
Runs repayment follow-up on schedule: reminders, promise-to-pay capture, and escalation, with an officer in the loop for anything sensitive.
Runs in Flux and Vertex →Auto-reconciliation
Matches bank movements against the ledger every day and surfaces only the exceptions, so balances reconcile as money moves instead of at month end.
Runs in Vertex →Why it is safe to buy
Regulated buyers fear black-box AI. These agents are not that.
The same trust posture that wraps the rest of the rail wraps the agents. Automation earns its place because the human keeps the decision and every step is on the record.
Explainable, not black-box
Every output ships with the inputs and drivers behind it, ranked and logged. No decision arrives without its reasons.
Human in the loop
The agent prepares and proposes. A named officer approves anything that binds the book. Sensitive steps are never fully unattended.
Audited end to end
Every action is attributable to an agent or an operator, with an immutable trail your regulator can query.
No credit risk held
Trazmo is infrastructure, not a lender. The agents run on your book; the book and the licence stay yours.
Put the operational work on autopilot
A working session with an engineer: your book, your policy, your data sources. See the agents run on your own volume.